Last Updated: September 23, 2026
PortfolioAI (“PortfolioAI”, “we”, “us”, or “our”) respects your privacy. This Privacy Policy explains how PortfolioAI handles information when you use our mobile application and related services.
PortfolioAI is designed as a personal portfolio analysis and investment education tool. We aim to minimize the amount of personal information collected and, whenever possible, keep your portfolio data on your device.
By using PortfolioAI, you agree to the practices described in this Privacy Policy.
PortfolioAI may allow you to enter or import information such as:
Portfolio information is primarily stored locally on your device.
We do not require you to provide your real name, physical address, or other identifying information in order to use the core portfolio management features.
PortfolioAI may provide AI-powered portfolio analysis, explanations, summaries, or other AI-related functionality.
When you explicitly use an AI feature, information necessary to generate the requested response may be transmitted from your device to our backend service and/or third-party AI service providers.
Depending on the feature you use, this information may include:
We do not intentionally include unnecessary personal identifiers in AI requests.
Unless otherwise stated in this Privacy Policy, portfolio information is not intended to be stored permanently on our servers.
You should avoid entering passwords, private keys, API keys, account credentials, or other highly sensitive information into PortfolioAI.
We may collect limited technical information necessary to operate, maintain, and improve the application, such as:
The exact information collected may depend on the third-party services and SDKs integrated into the application.
We may use information for the following purposes:
We do not sell your personal information.
We do not use your portfolio information to make investment decisions on your behalf.
PortfolioAI is designed with a local-first approach.
Portfolio information that you enter into the application may be stored locally on your device. Such information may remain on your device until you delete it, uninstall the application, or otherwise remove the stored application data.
Because locally stored information is controlled by your device, you should use appropriate device security measures such as a passcode, biometric authentication, and encrypted device storage.
When you use AI-powered functionality, PortfolioAI may transmit the information required to process your request to third-party AI service providers.
These providers process the information according to their own privacy policies and applicable contractual or legal requirements.
We aim to minimize the information sent to AI providers and only transmit information necessary to provide the requested functionality.
We do not intentionally send passwords, private keys, brokerage login credentials, or other authentication credentials to AI providers.
PortfolioAI may use third-party services for purposes such as:
These third parties may process certain technical or service-related information as necessary to provide their services.
Where applicable, third-party providers may have their own privacy policies governing their processing of information.
PortfolioAI does not control the privacy practices of independent third-party services.
PortfolioAI may obtain financial market data from third-party market data providers.
Market data may include information such as:
This information generally does not identify individual users.
We may use analytics or crash-reporting services to understand application performance and improve the user experience.
Depending on the service used, this may involve collecting technical information such as:
Analytics information is used for application improvement, troubleshooting, and security purposes.
Where required by applicable law or platform rules, we will request the appropriate user permission before collecting or using such information.
If PortfolioAI displays advertising or uses advertising-related SDKs, those services may collect device or usage information for advertising, measurement, fraud prevention, or related purposes.
On platforms that require permission for tracking, PortfolioAI will request the appropriate permission before enabling such tracking.
You can manage applicable tracking permissions through your device settings.
If PortfolioAI does not use advertising or cross-app tracking in a particular version, no such tracking will be performed by that version.
We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy.
Portfolio information stored locally on your device generally remains there until you delete it or remove the application data.
Information temporarily processed by our servers or third-party service providers may be retained for a limited period necessary to provide the requested service, maintain security, troubleshoot technical issues, or comply with legal obligations.
Where practical, temporary AI requests and related processing data are not retained longer than necessary to provide the requested service.
Because PortfolioAI is designed to store portfolio information locally, you can generally delete locally stored portfolio information through the application or by deleting the application’s stored data.
If PortfolioAI maintains any server-side account or personal information associated with you, you may request deletion of that information by contacting us.
Deletion requests may be subject to legal or security requirements.
We take reasonable technical and organizational measures to protect information against unauthorized access, disclosure, alteration, or destruction.
However, no method of electronic storage or transmission is completely secure. We cannot guarantee absolute security of information.
You are responsible for maintaining the security of your device and any information you choose to enter into PortfolioAI.
PortfolioAI is not directed toward children.
We do not knowingly collect personal information from children in violation of applicable laws.
If you believe that a child has provided personal information to us, please contact us so that we can take appropriate action.
PortfolioAI and its service providers may operate in multiple countries.
When information is processed by service providers located outside your country or region, the information may be transferred internationally.
Where required by applicable law, we will take appropriate measures to protect personal information during such transfers.
Depending on your location and applicable law, you may have rights regarding your personal information, including:
For users covered by the GDPR, additional rights may apply.
To exercise applicable rights, please contact us using the contact information below.
We may update this Privacy Policy from time to time.
When we make changes, we will update the “Last Updated” date at the top of this Privacy Policy.
If material changes are made, we may provide additional notice through the application or other appropriate means.
If you have questions about this Privacy Policy, your personal information, or a data deletion request, please contact us:
Email: [bigtotorouk@gmail.com]
Developer / Company: [bing.xiao]
PortfolioAI is a portfolio management and analysis tool.
Information, analysis, explanations, estimates, and other content provided by PortfolioAI, including AI-generated content, are for informational and educational purposes only and do not constitute financial, investment, tax, or legal advice.
You are solely responsible for your investment decisions.
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